He said, “G -second borrowing trends …. to check the loan.”According to statistics, estimates for borrowing through government security (G-SECS) are around Rs 14.8 lakh crore in the budget of the approximate financial year 26, while net loan is Rs 11.5 lakh crore.
So far, in the financial year 1, the government has raised Rs 2.5 lakh crore as a total loan and Rs 1.4 lakh crore as a net loan.In the previous financial year (Financial Year 1), the total loan was Rs 1.0.5 lakh crore, while the net loan was Rs 1.7 lakh crore. Similarly, in the financial year 24, 5.4. The total loan of Rs. This shows that a large number of loans have been taken out in the fluctuations that meet the financial needs. The net loan rate has increased in G-second. Finance year 15 to 11 114.5 lakh crore so far in the finance year 26.
However, this increase has been managed with caution and the government is making genuine efforts to reduce the total loan level.According to FRBM guidelines, the loan-to-GDP ratio is 57.1 percent in 2025-25 and is estimated to be down to 56.1 percent in 2025-26.
To punish his loan profile, the report states that the government is also using loan switches and byback operations.The switch loan budget in the financial year 26 is Rs 2.5 lakh crore and the byback is already Rs. In the past year, the switch operations have been from Rs. 0.3 to 2.0 lakh crore as per the financial strategy.
In the context of banking and finance, a loan switch usually refers to a transaction where the borrower exchanges the security of a type of debt, with the goal of reorganization or liquidity managing. Byback operations are usually referred to the reorganization of government securities or corporate bonds of the Central Bank (RBI).On this, the SBI report recorded a non -science in the current trend. The issuing of more short-term documents can support immediate funding for a rapid growth economy, but this can lead to more release pressure in the middle period.
The report states that India’s public debt has increased in full terms, but strategic tools like the government’s discretionary financial management, stable loan trends and debt switches and bibaches are helping to maintain long -term sustainable.
With the efforts of the net loan and the efforts made with the FRBM targets, the total loan approach seems to be disciplined.
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